2069 KINGFISHER DRIVE, PALM HARBOR, FL, 34683
Active4 days on marketListed Aug 11, 2026MLS #TB8537740
About this home
2069 KINGFISHER DRIVE
Virtually Staged. *ASSUMABLE MORTAGE AVAILABLE 2.875%*** Welcome to Patty Ann Acres in the heart of Palm Harbor! This 3-bedroom, 2-bath home offers a flexible floor plan with a spacious bonus room, private pool, and 2-car garage. A newly pavered front patio creates an inviting entrance and additional outdoor space to enjoy. Inside, the home offers multiple living areas and plenty of flexibility for everyday life. The bonus room provides valuable additional space for a home office, Florida room, playroom, fitness area, or second living room. The kitchen features ample cabinetry and connects conveniently to the main living and dining areas. Ceiling fans in all bedrooms. Step outside to your private backyard pool, with plenty of surrounding deck space for lounging, grilling, and entertaining. The NEWLY fenced backyard adds privacy and room to enjoy the Florida lifestyle year-round. Located in established Patty Ann Acres, this home puts you close to everything that makes Palm Harbor such a sought-after place to live—including downtown Palm Harbor, Dunedin, shopping, dining, parks, and the Gulf beaches.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,751
Sqft
0.19 ac
Lot size
2
Garage
1980
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,682 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,682/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs Palm Harbor actives
$303 vs $260
Days on market
4 vs 49 typical
Where $303/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Patty Ann Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Patty Ann Acres — neighborhood snapshot
Population
624
Median age
52
Median income
$82,373
Median home value
$420,412
Avg household
2
Households w/ children
50%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
230 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2069 KINGFISHER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$375,000
1950 EGRET DRIVE · same community
3 bd · 2 ba · 1,829 sqft · $205/sqft · 0 DOM
Sold · May ’26$575,000
1889 MOURNING DOVE DRIVE · same community
3 bd · 2 ba · 1,876 sqft · $307/sqft · 40 DOM
Sold · Aug ’26$485,000
135 PATTY ANN BOULEVARD · same community
2 bd · 2 ba · 1,540 sqft · $315/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2069 KINGFISHER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2069 KINGFISHER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2069 KINGFISHER DRIVE FAQs
What would the monthly payment be for 2069 KINGFISHER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,682/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2069 KINGFISHER DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2069 KINGFISHER DRIVE?+
The most recent tax bill on record (2025) was $1,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2069 KINGFISHER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $529,900, this home is listed about 41% above the Palm Harbor median of $375,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2069 KINGFISHER DRIVE?+
Palm Harbor Middle School (middle), Palm Harbor University High (high), Highland Lakes Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$529,900 runs 36% above the PALM HARBOR 34683 median — but at 1,751 sqft it's also 20% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Palm Harbor market that averages 49 — if it fits, move quickly.
04Strong assigned schools
Palm Harbor Middle School, Palm Harbor University High, Highland Lakes Elementary School — Palm Harbor Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Christina Paolillo. MLS #TB8537740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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