3605 ELK RIDGE LANE, VALRICO, FL, 33596
Active7 days on marketListed Aug 7, 2026MLS #TB8536246
About this home
3605 ELK RIDGE LANE
So many upgrades in this home, it's like buying a new house. Come check it out, beautifully designed and neutral colors though out this three bedrooms, two bathrooms home with with two car garage and in ground swimming pool. Pool has new pool cage 2026, New pump and filter 2025. Throughout most of home you will fine upgraded wood look ceramic tile flooring installed 2025 plus upgraded five inch baseboard, both bathrooms have new vanities with solid wood cabinetry, quartz counter tops and new sinks, both toilets replaced 2025, new roof 2024. All doors replaced interior and exterior front door plus new hardware, new light fixtures, ceiling fans, Beautifully designed kitchen with sold wood cabinet, recessed lighting in both upper and lower cabinetry and new quartz countertop. Appliances new in 2024 all faucets also replaced, new wood fence 2025, custom window shutters in 2025, the list just goes on. This is a beautiful home and in like new condition located in a gorgeous community with pride of ownership throughout. Call today to view this beauty.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,772
Sqft
0.16 ac
Lot size
2
Garage
1994
Year built
One
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,793 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,793/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.6%
$/sqft vs Valrico actives
$276 vs $214
Days on market
7 vs 34 typical
Where $276/sqft sits among the 203 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
108 of 203
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the Valrico median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3605 ELK RIDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$605,000
3515 SPRINGVILLE DRIVE · same community
4 bd · 2 ba · 2,462 sqft · $246/sqft · 81 DOM
Sold · Oct ’25$370,000
3619 SPRINGVILLE DR · same community
4 bd · 3 ba · 2,467 sqft · $150/sqft · 223 DOM
Sold · Jun ’26$550,000
2306 COLUSA LANE · same community
5 bd · 3 ba · 3,033 sqft · $181/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3605 ELK RIDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3605 ELK RIDGE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3605 ELK RIDGE LANE FAQs
What would the monthly payment be for 3605 ELK RIDGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,793/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3605 ELK RIDGE LANE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3605 ELK RIDGE LANE?+
The most recent tax bill on record (2025) was $6,273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3605 ELK RIDGE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $488,700, this home is listed about 3% above the Valrico median of $474,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Kim Tarpley. MLS #TB8536246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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