
1295 MONTGOMERY BELL ROAD, WESLEY CHAPEL, FL, 33543
Active11 days on marketListed Aug 7, 2026MLS #TB8535932
About this home
1295 MONTGOMERY BELL ROAD
GORGEOUS CalAtlantic-built home situated on a peaceful conservation lot, featuring 4 bedrooms, 3 bathrooms, a private office with glass French doors, and a spacious bonus room. From the moment you step inside, you'll notice the tile flooring, elegant crown molding, and an abundance of natural light throughout the open living spaces. One upstairs bedroom features premium laminate flooring. The well-appointed kitchen includes 42-inch cabinets, granite countertops, and plenty of cabinet and counter space for everyday cooking and entertaining. The thoughtfully designed floor plan includes one bedroom and a full bathroom on the first floor, making it ideal for guests or multi-generational living. The private office with glass French doors provides a dedicated space for working from home. The main living area seamlessly connects to the outdoors through an additional set of 8-foot-tall, three-panel sliding glass doors, leading to an extended covered patio with motorized screens. This spacious outdoor area provides a great place to entertain, host a barbecue, read a book, enjoy your morning coffee, or simply relax while taking in the peaceful conservation setting. The patio also includes a sink hookup for added convenience. A beautiful wrought iron stair railing leads upstairs to a generous bonus area, providing plenty of flexibility as a second living area, media room, game room, or playroom. Upstairs, there are three bedrooms, including the primary suite, along with a full bathroom and a convenient laundry room with a sink hookup. The spacious primary suite features a walk-in closet, dual vanities, and a shower/tub combination. The two additional bedrooms provide comfortable space for family, guests, or other needs. Additional features include ceiling speakers, a pool power hookup, water softener hookup, and garage sink hookup. Located in the desirable Union Park community, residents enjoy a wide range of resort-style amenities, including a lap pool, clubhouse, fitness center, splash pad, dog park, zen garden, playgrounds, and miles of scenic walking and biking trails. Covered playgrounds, workout areas, and community gathering spaces add to the appeal of this active neighborhood. Conveniently located near I-75, with easy access to Tampa International Airport, downtown Tampa, restaurants, shopping, and entertainment, this Wesley Chapel location keeps you close to everyday conveniences and attractions. Enjoy being just minutes from The Shops at Wiregrass, Orlando Health facilities, and the continued growth and development throughout the area. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,571
Sqft
0.14 ac
Lot size
2
Garage
2018
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,052 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,052/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.2%
$/sqft vs Wesley Chapel actives
$194 vs $205
Days on market
11 vs 50 typical
Where $194/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Union Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Union Park — neighborhood snapshot
Population
2,752
Median age
39
Median income
$104,318
Median home value
$366,000
Avg household
3
Households w/ children
387
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $439K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
235 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 1295 MONTGOMERY BELL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$550,000
1209 MONTGOMERY BELL ROAD · same community
4 bd · 3 ba · 2,573 sqft · $214/sqft · 9 DOM
Sold · Sep ’25$465,000
1476 FORT COBB TERRACE · same community
5 bd · 3.5 ba · 2,466 sqft · $189/sqft · 94 DOM
Sold · Oct ’25$439,000
1193 MONTGOMERY BELL ROAD · same community
4 bd · 2 ba · 1,864 sqft · $236/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1295 MONTGOMERY BELL ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1295 MONTGOMERY BELL ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1295 MONTGOMERY BELL ROAD FAQs
What would the monthly payment be for 1295 MONTGOMERY BELL ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,052/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1295 MONTGOMERY BELL ROAD?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1295 MONTGOMERY BELL ROAD?+
The most recent tax bill on record (2025) was $7,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1295 MONTGOMERY BELL ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $499,999, this home is listed about 16% above the Wesley Chapel median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1295 MONTGOMERY BELL ROAD?+
Dr. John Long Middle School (middle), Double Branch Elementary School (elementary), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS EXCLUSIVE PROPERTIES · Alvin Satram. MLS #TB8535932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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