Arlinda Gokyar
$480,0003 bd2 ba2,173 sqft$221 /sqft$3,857 /mo all-in ↓

3292 MAJESTIC OAK DRIVE, ST CLOUD, FL, 34771

Active1 days on marketListed Aug 13, 2026MLS #S5155475

Single Family ResidenceMAJESTIC OAKS

About this home

3292 MAJESTIC OAK DRIVE

Space, privacy, and a beautiful half-acre setting come together at this 3-bedroom, 2-bath home in the established Majestic Oaks community of St. Cloud. Set beneath mature oak trees on approximately 0.52 acres, the property offers over 2,100 square feet of living space, a two-car garage, and an expansive backyard with plenty of room to enjoy the outdoors. Inside, the single-story layout provides multiple living and gathering spaces, including a bright front living area with a large bay window, a separate dining room, and a spacious main living area. The kitchen offers an abundance of wood cabinetry and counter space, along with a large wraparound serving bar with room for seating and built-in recessed lighting overhead—creating a great spot for casual meals, morning coffee, or conversation while keeping the kitchen connected to the surrounding living areas. Just off the kitchen, a built-in workstation with desk space, cabinetry, and drawers provides a convenient place for working from home, homework, or keeping everyday essentials organized. The primary bedroom is comfortably sized with an adjoining bath, dedicated vanity area, and a spacious walk-in closet with plenty of room and storage for two. Two additional bedrooms provide flexibility for family, guests, or a home office. The dedicated laundry room adds extra convenience with a utility sink, built-in cabinetry, and additional workspace and storage. One of the home's standout spaces is the oversized screened Florida room, featuring a warm wood-plank ceiling, multiple ceiling fans, and a wall of screened windows overlooking the backyard. It creates an inviting transition between indoor and outdoor living while taking full advantage of the property's peaceful, tree-lined surroundings. Outside, the large backyard offers an impressive amount of open green space surrounded by mature landscaping, giving you room to relax, entertain, garden, or simply enjoy having more space between you and your neighbors. A generous half-acre homesite, spacious interior, and convenient St. Cloud location, this property offers a combination of space, privacy, and character that's increasingly hard to find.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,173

Sqft

0.52 ac

Lot size

2

Garage

1984

Year built

One

Levels

$221

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorLighting · Sidewalk

Community & fees

HOA fee$83/mo
Taxes (2025)$6,906/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,857 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$575
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,800
Interest rate6.00%
Loan term

Estimated payment

$3,857/mo

Principal & interest$2,826
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$575
HOA / condo fee$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$290KedgeAI estimate $508,535 · range $302K$609K$633K

vs edgeAI estimate

−5.6%

$/sqft vs St Cloud actives

$221 vs $217

Days on market

1 vs 46 typical

Where $221/sqft sits among the 400 St Cloud actives

114
123 · this home
71
42
19
31
$162–195$195–228$228–260$260–293$293–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 3292 MAJESTIC OAK DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)22 min
Downtown Orlando30 min
Walt Disney World33 min
Universal Orlando34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$412K$392K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

248 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $480,000 · 1 days on market since
1984Built · MAJESTIC OAKS

Reality check

What actually sold near 3292 MAJESTIC OAK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8636 SW 54TH COURTSold · Jun ’26

$325,000

8636 SW 54TH COURT · same community

3 bd · 2 ba · 2,213 sqft · $147/sqft · 218 DOM

5392 SW 82ND STREETSold · Jun ’26

$367,900

5392 SW 82ND STREET · same community

3 bd · 2 ba · 2,224 sqft · $165/sqft · 10 DOM

5350 SW 82ND STREETSold · Sep ’25

$365,000

5350 SW 82ND STREET · same community

3 bd · 2 ba · 2,111 sqft · $173/sqft · 121 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3292 MAJESTIC OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3292 MAJESTIC OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3292 MAJESTIC OAK DRIVE FAQs

What would the monthly payment be for 3292 MAJESTIC OAK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,857/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3292 MAJESTIC OAK DRIVE?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3292 MAJESTIC OAK DRIVE?+

The most recent tax bill on record (2025) was $6,906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3292 MAJESTIC OAK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $480,000, this home is listed about 12% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3292 MAJESTIC OAK DRIVE?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5155475.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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