10917 SW 45TH COURT, OCALA, FL, 34476
Active10 days on marketListed Aug 7, 2026MLS #OM729698
About this home
10917 SW 45TH COURT
ROOM TO GROW. ROOM TO LIVE. ROOM TO ENJOY! Welcome to 10917 SW 45th Ct, tucked away on a cul-de-sac in Ocala Waterway Estates and situated on an impressive .69-acre homesite. This spacious 3-bedroom, 2-bath home offers 2,160 square feet of living space with a split-bedroom layout, vaulted ceilings, a den/office, generous living areas, and the flexibility today’s buyers are looking for. Step outside and discover what makes this property stand apart—30,056 square feet of land gives you breathing room for entertaining, gardening, hobbies, pets, storage, or simply enjoying your own private outdoor space. Spend Florida afternoons around the above-ground pool with a NEW 2026 pool pump, relax on the deck or patio, and enjoy the extra elbow room that an oversized cul-de-sac lot provides. Even better, several major components have already been addressed, including a 2021 roof, 2021 HVAC system, 2021 windows, and a 2026 water heater—giving buyers valuable updates where they matter most. The home also features a 2-car attached garage, irrigation system, and private yard. Seller records and permit history support the 2021 roof, mechanical, and window updates. Big lot. Spacious home. Cul-de-sac location. Major updates. If you’ve been searching for a property that gives you room to grow and room to live, this one deserves a closer look. Schedule your private showing today and come see the possibilities at 10917 SW 45th Ct!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,160
Sqft
0.69 ac
Lot size
2
Garage
2004
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,775 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,775/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.2%
$/sqft vs OCALA WATERWAY ESTATE
$162 vs $173
Days on market
10 vs 53 typical
Where $162/sqft sits among the 20 homes for sale in OCALA WATERWAY ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 20
OCALA WATERWAY ESTATE have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10917 SW 45TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$350,000
10381 SW 48TH AVENUE · same community
3 bd · 2 ba · 2,161 sqft · $162/sqft · 18 DOM
Sold · Sep ’25$236,000
4633 SW 103RD PLACE · same community
3 bd · 2 ba · 2,135 sqft · $111/sqft · 4 DOM
Sold · Jun ’26$405,999
10160 SW 39TH TERRACE · same community
4 bd · 3.5 ba · 2,230 sqft · $182/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10917 SW 45TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10917 SW 45TH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10917 SW 45TH COURT FAQs
What would the monthly payment be for 10917 SW 45TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,775/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10917 SW 45TH COURT?+
The most recent tax bill on record (2025) was $4,808. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10917 SW 45TH COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $349,900, this home is listed about 17% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10917 SW 45TH COURT?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROBB HARRISON REALTY INC · Robb Harrison. MLS #OM729698.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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