1685 E OSCEOLA ROAD, GENEVA, FL, 32732
Active1 days on marketListed Aug 8, 2026MLS #O6431400
Come see it
Upcoming open house
Sat, Aug 15
11:00 AM – 2:00 PM
About this home
1685 E OSCEOLA ROAD
Under Construction. Welcome to Geneva! This beautiful BRAND NEW CONSTRUCTION home sits over 5 acres! NO FLOOD ZONES OR HOA and a 10 YEAR HOME WARRANT. This home features 4 large bedrooms and 2.5 bathrooms. The kitchen features granite counter tops, slow close white shaker cabinets and stainless steel appliances and has a breakfast nook. The bathrooms have beautiful tiled walls in the showers. There are so many upgrades, including low e windows, 8 ft. doors upgraded trim package, ceiling fans throughout and tiled porch's. The master bathroom has his and her walk in closets, a beautiful soaking tub and a large walk in shower with glass enclosure. There is an awesome back porch overviewing the pond and the abundant wildlife in Geneva. This lot is fully cleared, fenced on all 4 sides, gated and has a secondary power pole on the back of the property for future use! Bring the animals, the toys, the family and live the country life in the beautiful home! This home will not last long so schedule your showing today! Expected finish date is before August 21st.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,251
Sqft
5.39 ac
Lot size
2
Garage
2026
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,856 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,856/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Geneva actives
$347 vs $358
Days on market
1 vs 50 typical
Where $347/sqft sits among the 24 Geneva actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Osceola Bluff North
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Geneva. See the full Geneva guide →
Osceola Bluff North — neighborhood snapshot
Population
335
Median age
47
Median income
$97,159
Median home value
$387,700
Avg household
3
Households w/ children
26%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $680K
Geneva median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
11 of 24
Geneva actives have cut their price
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Reality check
What actually sold near 1685 E OSCEOLA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$550,000
2651 CANVASBACK TRAIL · same community
3 bd · 2 ba · 1,860 sqft · $296/sqft · 56 DOM
Sold · Nov ’25$500,000
1296 SUTTON TRAIL
4 bd · 2 ba · 2,280 sqft · $219/sqft · 8 DOM
Sold · Nov ’25$560,000
1275 E OSCEOLA ROAD
3 bd · 2 ba · 1,868 sqft · $300/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1685 E OSCEOLA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1685 E OSCEOLA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1685 E OSCEOLA ROAD FAQs
What would the monthly payment be for 1685 E OSCEOLA ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,856/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1685 E OSCEOLA ROAD?+
The most recent tax bill on record (2025) was $2,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Geneva?+
At $780,000, this home is listed about 2% above the Geneva median of $764,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1685 E OSCEOLA ROAD?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$780,000 runs 70% above the GENEVA 32732 median.
02Fresh on the market
Only 1 day on market in a Geneva market that averages 50 — if it fits, move quickly.
03Strong assigned schools
Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE FLORIDA HOMES · Andrea Collins. MLS #O6431400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Geneva homes, in your inbox
Like 1685 E OSCEOLA ROAD but not quite? A daily digest of every new listing in Geneva — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Arlinda to ping you on any price or status change →