Arlinda Gokyar
$375,0005 bd3 ba2,027 sqft$185 /sqft$2,682 /mo all-in ↓

1309 WINDJAMMER PLACE, VALRICO, FL, 33594

Active0 days on marketListed Aug 14, 2026MLS #L4964179

Priced 12% below the VALRICO 33594 medianSingle Family ResidenceTHE WILLOWS UNIT 1

About this home

1309 WINDJAMMER PLACE

POND VIEW!! You don't want to miss this well maintained home in the Valrico Lakes community! Looking for a house with plenty of room? You found it! 5 bedrooms and 3 full baths , both formal living and family rooms, expansive screened patio and a large yard with a water/pond view. As you enter the home, you will be greeted by the formal living room to your right which then opens to the formal dining room. The living and dining rooms are large enough for all of your family gatherings. The master bedroom suite is located off this area and is spacious with a walk-in closet. The updated kitchen is in the heart of the home, as it should be. Stainless steel appliances, the stove is newer (2024), tile flooring and tons of cabinet space. The dinette area is off the kitchen and overlooks the family room which is perfect for entertaining. Down the hall are 3 bedrooms sharing a full bath. On the other side of the family room is a huge bedroom with a walk in closet and full bath ensuite. Current owners had used this as a Mother in law suite. The family room has outdoor access to the large screened patio. So much room on the L shaped lanai for all your outdoor furniture, plants, etc. The best part is the patio and backyard overlook a beautiful pond. Future owners could build a dock, fish, kayak ....The water view is peaceful and serene. The yard is perfect for outdoor family gatherings. Buyers will notice the entire exterior of the home has fresh paint,- completed in the last few months, 2026. Newer roof in 2025, so no worries with the insurance company. Located in a tranquil neighborhood with easy access to shopping, restaurants and medical facilities. Don't miss out on this home with a water view- schedule your showing today!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,027

Sqft

0.18 ac

Lot size

2

Garage

1985

Year built

One

Levels

$185

Per sqft

Water viewNegotiable

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorLighting

Community & fees

Taxes (2025)$1,777/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,682 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$148
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,682/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$148
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside The Willows

Map of 1309 WINDJAMMER PLACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)37 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

The Willows — neighborhood snapshot

Population

775

Median age

41

Median income

$117,813

Median home value

$294,800

Avg household

2

Households w/ children

60%

For the school run

Hillsborough County School District

MiddleMann Middle School★★★★
ElementaryValrico Elementary School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$450K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the VALRICO 33594 median. See the full Valrico market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $375,000 · 0 days on market since
1985Built · THE WILLOWS UNIT 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1309 WINDJAMMER PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1309 WINDJAMMER PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1309 WINDJAMMER PLACE FAQs

What would the monthly payment be for 1309 WINDJAMMER PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,682/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1309 WINDJAMMER PLACE?+

The most recent tax bill on record (2025) was $1,777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Valrico?+

At $375,000, this home is listed about 21% below the Valrico median of $474,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1309 WINDJAMMER PLACE?+

Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the VALRICO 33594 market on paper

$375,000 is 12% below the VALRICO 33594 median of $425,000, and at $185/sqft it sits under the Valrico average of $213.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Valrico market that averages 34 — if it fits, move quickly.

04Strong assigned schools

Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HARPER REALTY FL, LLC · Debbie Allen. MLS #L4964179.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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