Arlinda Gokyar
$519,9002 bd1.5 ba1,098 sqft$473 /sqft$3,869 /mo all-in ↓

63 ONEIDA STREET, ST AUGUSTINE, FL, 32084

Active1 days on marketListed Aug 6, 2026MLS #FC320492

Single Family ResidenceDUMAS

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Upcoming open houses

Sat, Aug 8

1:30 PM – 3:30 PM

Sun, Aug 9

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About this home

63 ONEIDA STREET

Located in the heart of historic St. Augustine, just steps from Dog Rose Brewing Co. and directly behind the iconic Lightner Museum, this beautifully renovated St. Augustine retreat offers an unbeatable location for enjoying the city's renowned restaurants, boutique shopping, art galleries, and rich history. Whether you're searching for a full-time residence, a weekend getaway, or a high-performing Airbnb investment property, this exceptional home places you in the center of it all. This tastefully remodeled 2-bedroom, 1.5-bath home offers exceptional quality and peace of mind with a new electrical panel and wiring, all-new plumbing and fixtures, new light fixtures throughout, a brand-new air conditioner, a brand-new hot water heater, and complete insulation for outstanding energy efficiency. The stunning kitchen features elegant quartz countertops and brand-new stainless steel appliances, including a washer and dryer, making this home truly move-in ready. Original hardwood floors maintain the home's historic character while blending seamlessly with its contemporary updates. Step outside to your own private backyard oasis, complete with a spacious patio and a detached flex space perfect for a home office, guest suite, studio, or creative workspace. The low-maintenance yard offers plenty of room for your four-legged friends to enjoy. A rare find in historic downtown St. Augustine, the property provides parking for up to five vehicles—an incredible amenity for homeowners, guests, or short-term rental visitors. Combining modern upgrades, timeless character, and one of the city's most desirable locations, this is a truly exceptional opportunity.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,098

Sqft

0.09 ac

Lot size

1925

Year built

One

Levels

$473

Per sqft

Inside

FlooringHardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Solid Surface Counters · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionCement Siding
FoundationCrawlspace
FacesNortheast
ExteriorCourtyard · Private Mailbox · Private Yard · Sliding Doors · Storage

Community & fees

Taxes (2025)$5,022/yr

Utilities & systems

UtilitiesCable Available · Phone Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,869 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property tax — 2025 actual bill$418
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,197
Interest rate6.00%
Loan term

Estimated payment

$3,869/mo

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$418
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $520K
$299KedgeAI estimate $435,875 · range $311K$643K$669K

vs edgeAI estimate

+19.3%

Days on market

1 vs 36 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lincolnville

Map of 63 ONEIDA STREET inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Lincolnville — neighborhood snapshot

Population

1,664

Median age

36

Median income

$72,750

Median home value

$431,800

Avg household

2

Households w/ children

76%

For the school run

St. Johns County School District

ElementaryKetterlinus Elementary School★★★★
Mky- Head Start /Dpp Pk School
MiddleSebastian Middle School★★★★
HighSt. Augustine High School★★★★
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$450K$398K

St Augustine median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $519,900 · 1 days on market since
1925Built · DUMAS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 63 ONEIDA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 63 ONEIDA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

63 ONEIDA STREET FAQs

What would the monthly payment be for 63 ONEIDA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,869/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 63 ONEIDA STREET?+

The most recent tax bill on record (2025) was $5,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Augustine?+

At $519,900, this home is listed about 21% above the St Augustine median of $429,914. The market section on this page shows how the area is trending.

Which schools are assigned to 63 ONEIDA STREET?+

Ketterlinus Elementary School (elementary), Mky- Head Start /Dpp Pk School (), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$519,900 runs 49% above the ST AUGUSTINE 32084 median.

02Fresh on the market

Only 1 day on market in a St Augustine market that averages 36 — if it fits, move quickly.

03Strong assigned schools

Ketterlinus Elementary School, Mky- Head Start /Dpp Pk School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — Ketterlinus Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL REALTY PROS LLC · Sim Schmidt. MLS #FC320492.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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