7905 55TH STREET E, PALMETTO, FL, 34221
Active3 days on marketListed Aug 10, 2026MLS #A4698743
About this home
7905 55TH STREET E
LAKEFRONT LIVING ON OVER HALF AN ACRE | 0.532 ACRES | NO HOA | NO CDD | RV & BOAT PARKING | ROOM FOR A POOL Welcome to your private Florida retreat! Beautifully updated and thoughtfully designed, this exceptional 3-bedroom, 2-bath lakefront home offers the perfect blend of comfort, style, privacy, and outdoor living—all situated on an impressive 0.532-acre lot. With NO HOA, NO CDD, ample RV and boat parking, and plenty of room to add a private pool, this property offers the space, freedom, and flexibility that are increasingly hard to find. Step inside and you'll immediately appreciate the home's sophisticated updates and inviting design. At the heart of the home is a stunning renovated kitchen featuring custom wood cabinetry, quartz countertops, stainless-steel appliances, and an impressive 10-foot island with seating for four. A beautifully appointed wet bar with wine cooler, ice maker, and custom storage makes entertaining effortless. The spacious primary suite provides a peaceful private retreat, complete with custom closet systems and a beautifully renovated ensuite bathroom. The luxurious bath features a gorgeous tiled shower with a rainfall shower system, dual vanities with custom quartz countertops, linen storage, a stunning herringbone-tile floor, upgraded lighting, and two lighted vanity mirrors with built-in defogging. A heated towel bar and transom window add thoughtful touches of comfort and luxury. Throughout the home, you'll find an impressive list of recent improvements, including beautiful new LVP flooring, fresh interior paint, updated doors and hardware, and impact-rated windows. Major upgrades include a newer Roof with 10yr GAF warranty, trane HVAC system with 10 yr part & labor warranty, brand new water heater, whole-house water purification system, and reverse osmosis system—providing modern convenience and peace of mind. Step outside and discover what truly sets this property apart. The expansive lakefront backyard offers incredible potential to create your own private outdoor oasis. Enjoy beautiful water views from the new wood Deck and Trex Dock, with plenty of room to add a pool, outdoor kitchen, fire pit, or additional entertaining space. Newer vinyl fencing and gates provide privacy, while the peaceful lakefront setting creates the perfect backdrop for relaxing, entertaining, fishing, or simply enjoying your morning coffee. Imagine spending your days fishing from your private dock, relaxing poolside, or gathering with family and friends in your spacious backyard. The possibilities are truly endless. With extensive renovations already completed, this home is ready for its next owner to simply move in and enjoy. Bring your boat, bring your RV, and bring your vision for the ultimate Florida lifestyle. Large lot. Lakefront living. Room for a pool. No HOA. No CDD. Privacy and endless possibilities. Conveniently located near schools, shopping, restaurants, and medical facilities, this is a rare opportunity to enjoy the space and tranquility of a private lakefront property while remaining close to everyday conveniences. Come experience this exceptional lakefront home and discover everything it has to offer! Parrish Charter Academy 1.1 miles, 3.5 miles from Creekside Commons Shopping, Publix, Veterinary Care & Doctors' Offices. Schedule your Private Showing Today!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,494
Sqft
0.53 ac
Lot size
2
Garage
1987
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,283 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,283/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.6%
$/sqft vs Palmetto actives
$328 vs $205
Days on market
3 vs 63 typical
Where $328/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Thousand Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Thousand Oaks — neighborhood snapshot
Population
1,285
Median age
44
Median income
$102,813
Median home value
$395,300
Avg household
3
Households w/ children
146
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
228 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 7905 55TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$422,000
7804 54TH COURT E · same community
3 bd · 2.5 ba · 1,560 sqft · $271/sqft · 17 DOM
Sold · Feb ’26$240,000
3445 71ST AVENUE E
2 bd · 2 ba · 1,485 sqft · $162/sqft · 138 DOM
Sold · Dec ’25$125,000
3518 MARY PLACE
3 bd · 2 ba · 1,512 sqft · $83/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7905 55TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7905 55TH STREET E — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7905 55TH STREET E FAQs
What would the monthly payment be for 7905 55TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,283/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7905 55TH STREET E?+
The most recent tax bill on record (2025) was $264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7905 55TH STREET E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $490,000, this home is listed about 23% above the Palmetto median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7905 55TH STREET E?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NAVIGATION 4 REALTY · Wendy Marriner. MLS #A4698743.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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